Welcome to the HealthInsurancePlus.com online Health Plan finder. Answer four simple questions to see if an HMO, PPO, or an HSA style health plan may be right for you. Change you answers, and see the suggestions change! This handy tool will help you narrow your choices to the best plan for you, and help you identify important decisions when picking a health plan.

Please select which is more important among the following options in each group:

1. Monthly Premium

• Keeping my monthly premiums as low as possible is the most important thing.
• I don't mind paying a little more monthly, as long as I have a low co-pay and hospital visits are covered.
• I will pay for my day-to-day medical costs. I just want coverage in case something big happens.

2. Doctor Selection

• Having more doctors to choose from is very important to me.
• I will stick with one doctor, but I need lower co-pays at the doctors office, and I want labs and x-rays covered.
• I hardly go to the doctor. So it doesn't really matter. If I need to see a specialist, I will just go.

3. Deductible

• Affordable monthly premium, but higher deductible and out-of-pocket maximum.
• Low out-of-pocket maximum, but higher monthly premiums.
• High deductible, but lower out-of-pocket maximum and lower monthly premium.

4. Other Factors

• I don't need maternity coverage, I'm not getting pregnant.
• I want maternity coverage and 1st dollar coverage for office visits and perscriptions
• I already maxed out my IRA, and I am looking for other tax-advantaged savings options.